NASSAU, BAHAMAS July 14, 2025 - As corporate mobility rebounds globally, travel agencies face mounting pressure to deliver more than just bookings; they must provide real-time, compliant, and programmable payment infrastructure that meets the complex demands of corporate clients operating across borders. The rapid growth of business travel spend, combined with rising fraud risks and operational complexity, is driving agencies to partner with leading innovative payment media companies like ViaCarte to transform their financial operations.
The Growing Scale and Complexity of Corporate Travel PaymentsAccording to the GBTA Business Travel Index Outlook 2024 global business travel spend is projected to exceed $1.5 trillion by 2027, having already surpassed pre-pandemic levels.This rapid growth is matched by an increasingly complex payment landscape. With the majority of travel companies transacting in foreign currencies, cross-border payment frictions have become a strategic bottleneck. According to The Payments Association’s 2024 report, 45% of travel businesses experience payment delays of more than three days—eroding liquidity and slowing reconciliation. Even more concerning, fraud rates in travel are three times higher than in retail, costing the sector a staggering $25 billion annually.
How ViaCarte’s Programmable Payment Infrastructure Addresses Industry Challenges
ViaCarte offers a hybrid programmable card that unifies credit, debit, and prepaid functionality into a single physical or virtual card. This flexible design enables agencies to manage disbursements, control access, and align payments to policy all in real-time. Features include:
- Instant disbursements from company wallets;
- High-limit credit lines (up to $500K) for executive or high-volume travel;
- Controlled prepaid functionality for contractors or regional teams;
- Automated tagging for region, vendor, or transaction type.
Three payment rails. Debit. Credit. Prepaid. One intelligent card.
ViaCarte’s API-native platform integrates seamlessly into booking engines, Enterprise Resource Planning (ERP) systems, and expense platforms providing role-based dashboards, policy-based approvals, and real-time multi-currency support (135+ currencies). This reduces manual workflows and enhances visibility across the entire payment lifecycle.
Embedded Rewards & Loyalty: From Utility to Value Creation
Beyond utility, ViaCarte helps travel agencies turn payments into loyalty engines. Agencies can embed rewards, spend-based incentives, or perks directly into their programmable infrastructure to:
- Reward frequent travelers with cash-back or digital points;
- Trigger exclusive perks (e.g. airport lounge access, concierge upgrades) based on spend thresholds;
- Deliver curated experiences for VIP clients via white-label co-branded card programs
- Launch embedded travel wallets with localized benefits by market or region.
These loyalty-optimized features not only increase card usage but drive retention, increase booking frequency, and help agencies differentiate in a commoditized market.
These loyalty-optimized features not only increase card usage but drive retention, increase booking frequency, and help agencies differentiate in a commoditized market.
Fraud Protection: A Critical Pillar in Corporate Travel Payments
In a landscape where fraud is rising rapidly, ViaCarte’s proprietary Identicate™ developed in collaboration with Digimune, Norton and Lloyd’s of London, provides agencies with proactive and layered protection, including:
- Dark Web Monitoring
- Data Breach Notification
- Identity Theft Restitution Services
- Cyber Event Legal Assistance
- Cyber Event Legal Assistance
- Cyber Harassment Support Services
- Norton 360 Deluxe for your Devices
- Cyber Loss of Funds Benefit up to $25K
By embedding security at the infrastructure level, ViaCarte empowers travel agencies to deliver seamless experiences without compromising trust across any payment channel, from mobile wallets to one-time virtual cards.
Meeting Evolving Client Expectations with Localized Support and Seamless Integration
Today’s corporate travel clients expect more than speed they require precision, transparency, and regionalized service delivery. As expectations rise, procurement teams increasingly prioritize localized support, real-time resolution, and tightly integrated financial workflows.
ViaCarte delivers on this demand by offering:
- Multilingual onboarding experiences;
- Co-branded dashboards for both agencies and end clients;
- Concierge-level dispute resolution and client support.
The platform’s seamless integration with procurement systems, virtual cards, and ERP tools allows travel agencies to streamline reconciliation, minimize errors, and stay ahead of compliance demands, empowering them to scale confidently in complex, cross-border environments.
Infrastructure as a Differentiator in a Commoditized Market
In today’s highly competitive booking space, agencies can no longer rely on price or product alone. The new competitive edge is infrastructure. Agencies equipped with programmable, secure, and fraud-resilient platforms like ViaCarte’s can:
- Win corporate RFPs that require real-time financial transparency;
- Reduce FX exposure and prefunding burdens;
- Unlock new revenue streams via embedded financial services.
With programmable infrastructure at their core, travel agencies can operate not just reactively—but proactively, anticipating client needs and responding with agility.
Upgrade the Payment Experience
The future of business travel is being built today and its foundation is programmable. To learn how ViaCarte is helping global travel agencies streamline operations, reduce fraud, and elevate the client experience, connect with our team visit ViaCarte.com.
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Media Contacts:
ViaCarte Media and Communications Department
T: +1 888-689-0062
About ViaCarte:
ViaCarte is a world-class payment media company licensed to issue Visa and Mastercard. With high card limits, hybrid card technology, industry-leading cybersecurity, and extensive loyalty benefits, ViaCarte redefines the payments experience. The company offers white-label cards, wallets, and benefits programs, allowing businesses to customize their financial tools to match their brand identity. Supporting payments in over 135 currencies and 111 countries, ViaCarte delivers an intuitive, secure, and seamless financial experience through its advanced API integration, web interfaces, and state-of-the-art infrastructure. For over 15 years, ViaCarte has pushed the boundaries of financial technology, ensuring that every transaction is fast, reliable, and built for the future.
